Zingers #30 – Crystal Clear

If you are worried about bad karma coming from the neighbours, buy a small crystal pendant to hang outside near a door or window that faces the neighbour.  Before hanging it, cleanse it with salt to remove any earlier acquired negativity.  Feng Shui principles say that the crystal will bounce the negative force back to the source.

A good feeling when entering a home may just be the work of crystals.

6 Mostly Pros for Renting in Ottawa

I recently worked with a client who was torn between buying or renting. 

Pros And Cons to Renting

1.  Rent is Something for Something:  I wonder when I hear people say that they gave all their money to the landlord for nothing.  What?  Did they live on the street?  No, of course not.  They got shelter for their rent money. 

2.  No Equity Build-up:  What Renters are really saying is that, after paying for their shelter, there was no equity built into the payments.  In some ways it is like leasing a car.  You can use it during the lease but are unlikely to own it after the lease expires. 

3.  Mobility:  On the positive side - you get the freedom to change or move locations after the lease expires.  You have increased mobility.  Six months, one year, two years and vroom – you are out of there.  This is particularly good for people moving to Ottawa and not sure where they want to live.

4.  Almost worry free:  As a renter, you are unlikely to be responsible for maintenance of the premises.  If the roof caves in, call the landlord.  If the hot water tank blows, call the landlord.  Snow on the sidewalks and in the parking lot, call the landlord.  

5.  The Right Neighbourhood:  As a renter, you may be able to move into neighbourhoods that you would not normally be able to afford if you were buying.  One affordable way to live downtown or in the Byward Market is to rent. 

6.  Costs:  Sometimes renting is the only option when you do not have sufficient funds available to buy a house (all the upfront costs may total more than you have available).  It is easier to budget when you rent.  There are not a lot of unexpected costs.  In fact, when starting out, many people rent very cheap accommodations in order to build up a fund so that they can buy at a later date.

Would you need a real estate agent to help you find rental accommodations?  Not normally.  If you look at the ads in the paper and the local renting magazines, you are likely to find an apartment or town house suitable for your needs.  If, however, you would like to rent a condo or a house, the chances are that they will be listed on the MLS® by a real estate company.  Calling an agent will help you work through the process of renting these types of accommodations.

Weigh the pros and cons before signing the lease.

 Photo Credit:  Unfurnished Apt for Rent @ http://www.flickr.com/photos/turkeychik/2468996425/

Valerie Zinger ~ Ottawa, Canada ~ T. 613-723-5300 ~ E. vzinger@royallepage.ca

 

Zingers – A New Publication

I had fun in 2008 thinking about my “Zingers”.  To start this year with a gift from me to you, please see my Zingers (1 through 30) posted as a document under Publications.  I hope you enjoy these and have as much fun reading them as I did writing them.

Valerie Zinger

New Year’s Thank You to Flickr Members

Here is a big thank you to the contributing members of Flickr who have made their photographs available for viewing and use.  I have been so lucky to find wonderful photography to include in my articles.  Thank you to those photographers who have knowingly or unknowingly helped me this past year.

HAPPY NEW YEAR!

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