Don’t be cheap – Making Offers on a House

Who does not want a bargain?  Also, who wants people to think that you paid too much for anything, including your house?  There is going to be a fine balance between paying the “right” amount for a house and paying too much.  Where is that point?

Ask your real estate agent for comparable information in the market area.  Ask for information on similar style houses and those that have just recently sold.  Take note of houses that were or are on the market for long periods of time.  Think that one of the issues for these houses is the price. 

If you develop a long list of things that you would change in the house (kitchen counters, bathrooms, flooring), do not expect the seller to agree with you that these are needed or that they influence the negotiations.  Rather, if there are issues that the house inspector found that will cause major expense, you may want to either walk from the deal or re-negotiate on the basis of these issues – roof repairs that were not visible from the street, foundation issues, etc.  If the problem was readily apparent to you when you first saw the house, such as a falling apart garage and fence, the Seller will expect that you to have already taken these into account with your initial offer. 

When putting in your offer, don’t be so cautious with your price that the Seller will be insulted and reject the offer.  Try to find a balance between what you would like to pay and what the Seller would like to get.  Art and Science.

Both under and over paying may leave “egg on your face”.

 Photo credit:  Eggs in perspective @ http://www.flickr.com/photos/alancleaver/3319673607/in/set-72157606825074174/

Housewarming Gifts – For the new Ottawa Gardener

Young people moving from condos and apartments to a house with a yard are often at a loss about what do with their newly acquired yard space.  If they have lived in a condo, they may have gardening gloves and a pair of scissors but not much else.  You may want to help start the tool collection with some of the following ideas for housewarming gifts:

 

Wow your Buyer friend with a copy of the Lee Valley catalogue .

For the environmentalist think “Reduce, Reuse, Recycle” with a compost container and a list of upcoming Garage Sales where most of the equipment can be purchased in gently used condition.

 Photo credit:  Lawn Mower @ http://www.flickr.com/photos/halley/14825333/

Ottawa Homeowners Basic Tool Box – The 14 Basics

 

Sometimes having a list is easier to use than a long descriptive paragraph.  Here is a list of the things that could be in the new homeowner’s basic tool box:

 

 

Most of this list is from the TV Show Downright Domestic .

Photo credit:  Measuring Tape @ http://www.flickr.com/photos/23389883@N04/3878457176/

Housewarming Gift – 3 Ideas for Seniors

I am working with a client who is at the point of leaving her home in the suburbs and moving to a seniors’ residence.  She is going to have her own apartment with a tiny kitchenette, living area and bedroom.  There will be space but not what she now has in her three bedroom house. Instead of buying a lot of new things to fill her new home, we will have to find ways to sell or give her stuff away.  What could she possibly want as a housewarming gift?

1.  Check with the social convener at the residence and see if it is possible to host a coffee party in the afternoon on behalf of the client/family member.  If so, bring in a couple of cakes, some cookies and pay to have the residence provide the coffee, tea, cutlery, plates, etc.  Make sure that you make a little sign saying the person’s/ host’s name and the room number. 

2.  Have a bouquet of flowers delivered (first ensure that there is some space in the apartment ).  It is so difficult to move somewhere new.  Flowers should bring cheer.

3.  Find out what magazines he/she likes and then get a subscription.  Okay, the magazines may be available in the reading room/lobby but it is nice to get mail and nice to be the first person to open a new magazine.

 Photo credit:  German chocolate cake @ http://www.flickr.com/photos/stuart_spivack/2712235459/

Housewarming Gifts – 3 Ideas For the Newly Divorced Person

For the person setting up their new home after divorce, the choices are endless.  In most cases, the person only has a half a household so there will be a need for so much. 

1.  What person, having gone through divorce, is financially better off after the process. I suggest a pIggy bank and start the recipient off with enough money for a pizza and a pizza coupon.

2. For those hours that will now be available for the gym give a Nano ipod loaded with from a great list of music for divorces: 

3.  For those evenings when it would be nice to have a laugh or a tea give two or three romantic comedies (full of hope, I hope) When Harry Met Sally,Four Weddings and a Funeral, There’s Something About Mary, As Good As it Gets, A Fish Called Wanda , Moonstruck and Bridget Jones’s Diary .  If sad or sombre is better then give some divorce movies and a box of microwave popcorn.  Give The First Wives Club, Waiting to Exhale, Mrs. Doubtfire, Jerry Maquire and War of the Roses.  

Photo credit:  Piggy savings bank @ http://www.flickr.com/photos/alancleaver/2638883650/

Housewarming Gifts – 3 Ideas for Ottawa Friends with a New Baby

First – what is a baby if not new?  In any case, this is a common expression so…..

You may have friends moving because the baby needs to have a room and some toy space.  Have you ever seen how many things parents receive as gifts for their child?  How about their own personal temptation to buy out the toy department?  Giving them a gift is going to be a bit more of a challenge.

1.  A babysitting and restaurant gift certificate for an evening out without the baby.  You can swoop in, take care of the baby for 2 hours (hopefully between feedings and diaper changes) and give the stressed parents a120 minutes of relief.

2.  Assuming that this is a bigger house, with more electrical outlets and cupboard doors, then go to the safety gadgets section for door barriers, plastic plug protectors and door hinges that open only by adults.  I have also seen the doorknob covers that require pressure before a door can be opened.  (Hint:  When you are selling your house make sure that the real estate agents will be able to open all the cupboards and doors.)

3.  A couple of frozen casseroles that the parents can heat up and eat quickly while they are unpacking.  You may also want to include some wine, plastic plates and cutlery.  Tie it all up in a brown paper grocery bag and colourful ribbon.  If you cook the casserole and package it in tin foil containers, then you will not have worry about getting the containers back (or just give the containers as part of your gift).

Babysit, protect and feed.

 Photo credit:  Wine Bottle and Glasses @   http://www.flickr.com/photos/crouchy69/3753750409/

Housewarming Gifts – 3 Ideas For Ottawa Friends Downsizing

When people seem to have everything, it is difficult to buy them gifts.  It becomes even more challenging when it is people you know who are downsizing and have just given St. Vincent de Paul three truckloads of their stuff.  What do you give?  I suggest you only give consumables.

1.  Spa Treatment Gift Certificates – Put the certificate in a box of fancy soaps. 

2. Wine – Who doesn’t need a drink in the middle of unpacking and finding places for everything?

3. Restaurant Gift Certificates – Look for a restaurant near the new home and help introduce your friends to their neighbourhood.

Eat, drink or be massaged.

 Photo credit:  Glittery Glass Ornament Soap @ http://www.flickr.com/photos/soapylove/2863783203/

Housewarming Gift – The Klutz in all of Us

If your friend or family member is buying a first home, here is a housewarming gift that is useful and humorous.  Buy a small tool box.  Get the latest Yellow Pages and add a pre-paid cell phone.  Put the Yellow Pages and the cell phone in the tool box and tie a ribbon around the box.  Voila. 

Instant Tool Kit  

It is funny but also useful as everyone can use a telephone and eventually start to fill the tool box with tools.  Have some fun giving a gift but remember not to clutter the new home with stuff that has no purpose.

Photo credit:  Ottawa Carleton Yellow Pages @ http://www.flickr.com/photos/23389883@N04/3780787945/

Ottawa Condos – Buying – You are an Owner

When I go out with first time Buyers, they are often interested in condominiums.  The reality is that the price point for many condos is attractive to first time Buyers.  If they are leaving an apartment and moving into an apartment condo it is important to stress that, while it may seem like an apartment, the Buyer becomes an owner.  It might also seem like the maintenance people work for someone else – the property managemetn company – but they work for you, the Buyer,  through the management company or condo board. 

Now that you know that you are the owner, take care of your investment.  Would you take $150,000 and give it to a stranger to manage and hope that you will have something left at the end of a few years.  Would you also give that same company the liberty (without investigating why) to call you up and demand a few thousand extra dollars to maintain your investment?  Of course not.  So, if you are buying a condo because you think that you can turn over all the responsability to someone else, I strongly advise you to think again.  Get involved in the condo board.  Go to the meetings.  Read the by-laws and the minutes carefully.  Watch for maintenance issues.  Keep track of the sales in your building. 

Take care of your investment. 

 Photo credit:  Appetizing young condos for sale @ http://www.flickr.com/photos/allaboutgeorge/2526632797/

Prosperity Goldfish – 8 Gold and 1 Black

Are you buying, selling or staying in your Ottawa home?  No matter what, who could not use more prosperity in their lives?

Are you attracted to fish and aquariums?   If so, buy 8 goldfish and 1 black goldfish to put in the aquarium.  In Feng Shui, 8 represents prosperity, thus 8 gold fish.  The ninth fish, black, represents bad luck and misfortune.  This fish will absorb or receive the bad luck in the house.  If one of the fish dies, replace it as quickly as possible. 

If you are not fond of aquariums, you can bring some of the same type of prosperity into the house with a poster showing the 8 gold and 1 black fish.  On the posters, these will be depicted as koi fish.  If you have no place for the poster, then you might want to put a fish ornament on your coffee table.  There are placement issues.  If you visit a shop selling Chinese artifacts or take out a library book on Feng Shui, you will get the information on where to place the aquarium or poster or fish ornament. 

 There is nothing fishy about prosperity.

Photo credit:  Koi are Koi @ http://www.flickr.com/photos/35188692@N00/2252690725/

 

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